Roth Conversion for Legacy Planning: What Happens to Your IRA When Your Kids Inherit It?
Will your children inherit your IRA? Learn how traditional and Roth IRAs can affect heirs differently and where a Roth conversion may fit into legacy planning.
Should Retirees Convert an IRA to a Roth After They Stop Working?
Should you convert an IRA to a Roth after retirement? Learn why the years after your paycheck stops may create a Roth conversion planning opportunity.
What Happens If I Never Convert My Traditional IRA to a Roth?
What happens if you never convert your traditional IRA to a Roth? See how taxes, RMDs, retirement income, your spouse, and your heirs could be affected.
Should I Do a Roth Conversion Before Required Minimum Distributions Begin?
Should you do a Roth conversion before RMDs begin? Learn how conversions may affect future required distributions, taxes, Medicare, retirement income, and your heirs.
Can a Roth Conversion Help Reduce Future RMDs?
Can a Roth conversion reduce future RMDs? Learn how converting part of a traditional IRA may affect required distributions, taxes, Medicare, and retirement planning.
Roth Conversion on a $500,000 IRA: What Should You Consider?
Have $500,000 in a traditional IRA? See what to consider before a Roth conversion, including taxes, timing, RMDs, Medicare, partial conversions, and retirement income.
I Have $1 Million in My IRA. How Much Is Actually Mine After Taxes?
You have $1 million in your IRA, but how much is actually yours to spend? See how taxes, RMDs, Roth conversions, and retirement income planning can change the answer.
IUL vs. 401(k) or IRA : $9,138 vs. $3,245 in Monthly Retirement Income
Compare a Matching IUL projection of $9,138 per month with a $3,245 401(k) calculator result, and learn the assumptions, mechanics and risks.
What Is Tax-Free Retirement Income? 4 Strategies to Consider
Learn what tax-free retirement income means and compare Roth accounts, IUL cash value, HSAs and municipal bonds—including important benefits and risks.