[vc_row full_width=”stretch_row” equal_height=”yes” content_placement=”middle”][vc_column width=”1/2″][vc_custom_heading text=”AFFORDABLE FINAL EXPENSE INSURANCE.” font_container=”tag:h2|text_align:left|color:%23101049″ use_theme_fonts=”yes”][vc_custom_heading text=”GET COVERAGE FOR YOUR NEEDS” font_container=”tag:h3|text_align:left|color:%23424242″ use_theme_fonts=”yes”][vc_column_text]We work with and shop the best final expense carriers in the country to make sure you get the best coverage for your individual needs — at the most affordable rate.

We are licensed insurance agents for most states and we can handle it all by phone!   Whole life final expense insurance is just a call away.

GET A QUOTE NOW[/vc_column_text][/vc_column][vc_column width=”1/2″][vc_single_image image=”161″ img_size=”full” alignment=”center”][/vc_column][/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1628975978184{background-image: url(https://fppfinancial.com/wp-content/uploads/2021/08/white_paperboard.png?id=102) !important;}”][vc_column][vc_custom_heading text=”THE MORE YOU KNOW” font_container=”tag:h2|text_align:left|color:%23101049″ use_theme_fonts=”yes”][vc_column_text]

These costs commonly range from $10,000 – $30,000 and are associated with most of our clients final expense needs:

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    • Casket
    • Minister
    • Cemetery plot
    • Transportation
    • Wake/visitation

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  • Funeral service
  • Legal fees; probate costs
  • Headstone and engraving
  • Physician and hospital bills
  • Mortgage, car loans, and credit card balances

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Common Permanent Final Expense Life Insurance Benefits:  

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  • Permanent Coverage (never expires).
  • Death benefits guaranteed to remain level.
  • Premiums guaranteed to remain level.
  • Passes on to the beneficiary of choice.
  • Avoids probate/court
  • Death benefits paid out tax-free.

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  • Policy Amount Doubles for Accidental Death.
  • Has Living Benefits.
  • Builds Cash Value.
  • Immediately Effective (if approved)
  • Removes the financial burden from your family.
  • Funds can be used as the beneficiary wishes/needs.
  • Pay out typically only 24-48 hours.

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After my mom had passed away, I was in an extremely tight financial situation and had no idea how I was going to handle the added thirteen thousand dollars in bills and funeral expenses that I had to pay.  I can’t tell you how relieved and appreciative I was after I found out she had a final expense policy of thirty thousand dollars.  Not only did it completely pay for her funeral expenses, but it helped me pay off my car.”  C.H. Peoria, AZ.

GET A QUOTE NOW

[/vc_column_text][/vc_column][vc_column width=”1/2″][vc_single_image image=”162″ img_size=”full” alignment=”center”][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” content_placement=”middle”][vc_column width=”1/2″][vc_single_image image=”164″ img_size=”full” alignment=”center”][/vc_column][vc_column width=”1/2″][vc_custom_heading text=”FINAL EXPENSE INSURANCE” font_container=”tag:h2|text_align:left|color:%23101049″ use_theme_fonts=”yes”][vc_column_text]Final expense insurance, often referred to as funeral or burial insurance, is intended to provide peace of mind for your loved ones after you’re gone. It’s a small, whole life insurance policy that pays your beneficiary a tax free lump sum of money upon your passing.  This money may be used by the beneficiary to pay funeral costs or any pressing needs, thus allowing for them to grieve vs worry about bills.

 

Get A FREE Quote Now[/vc_column_text][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” content_placement=”middle” css=”.vc_custom_1629143527739{background-image: url(https://fppfinancial.com/wp-content/uploads/2021/08/white_paperboard.png?id=102) !important;}”][vc_column][vc_custom_heading text=”LOSING A LOVED ONE IS HARD. WE MAKE IT LESS DIFFICULT.” font_container=”tag:h2|text_align:center|color:%23101049″ use_theme_fonts=”yes”][vc_column_text]

Losing a loved one is never easy. It becomes even harder when unexpected bills arise and the deceased had no way to pay for his/her funeral. That all gets passed on to family members while they grieve their loss.

[/vc_column_text][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” content_placement=”middle”][vc_column width=”1/2″][vc_custom_heading text=”NO ONE WANTS TO LEAVE THEIR LOVED ONES WITH A FINANCIAL BURDEN.” font_container=”tag:h2|text_align:left|color:%23101049″ use_theme_fonts=”yes”][vc_column_text]When you add up burial services, the funeral itself, and the vault, it can cost between $8,000 and $10,000. A funeral with cremation costs less, but you’ll still pay about $6,000 on average. With a final expense policy, you can rest easy knowing there will be money to pay for your loved one’s funeral or any other expenses.[/vc_column_text][/vc_column][vc_column width=”1/2″][vc_single_image image=”154″ img_size=”full” alignment=”center”][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” content_placement=”middle” css=”.vc_custom_1629143693379{background-image: url(https://fppfinancial.com/wp-content/uploads/2021/08/white_paperboard.png?id=102) !important;}”][vc_column width=”1/2″][vc_custom_heading text=”WHO’S ELIGIBLE FOR FINAL EXPENSE INSURANCE?” font_container=”tag:h2|text_align:left|color:%23101049″ use_theme_fonts=”yes”][vc_column_text]Typically, final expense insurance policies are purchased by people 50 and older who want to help pay for funeral and burial costs for their loved ones. This allows your family to have an easier time dealing and coping with their loss, allowing them to move forward with much less stress.

If you’re over the age of 85, you’re typically ineligible for final expense insurance — you’re considered to be a high risk to insure. Other than that, there are no strict eligibility requirements. In fact most of the time we can get you approved without ever needing any type of physicals, medical exams, blood or urine.[/vc_column_text][/vc_column][vc_column width=”1/2″][vc_custom_heading text=”WHAT’S THE BENEFIT OF FINAL EXPENSE INSURANCE?” font_container=”tag:h2|text_align:left|color:%23101049″ use_theme_fonts=”yes”][vc_column_text]You can anticipate about $9,000 in total funeral expenses when you pass. But you should consider other costs, too. Unfortunately, some people die with substantial amounts of unpaid debt, due mortgage or rent payments, utilities, car payments and more. Social Security does offer a payment of $255, but this won’t get you very far.

Final expense insurance is a way to cover your loved ones’ financial areas once you’re no longer around. Plus, it forces you to talk about difficult things like death and funeral planning. If you want your ashes spread in a certain place, your family will be able to carry out your wishes.[/vc_column_text][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” content_placement=”top”][vc_column width=”1/2″][vc_custom_heading text=”WHAT DOES FINAL EXPENSE INSURANCE COST?” font_container=”tag:h2|text_align:left|color:%23101049″ use_theme_fonts=”yes”][vc_column_text]The cost of a final expense policy depends on your location, age, and health. Certain burial insurance plans have options for paying your premiums. You can pay them monthly or annually. Policyholders often appreciate the fixed premiums and the death benefit payout (although relatively small) will go to your beneficiary as long as you make payments.[/vc_column_text][/vc_column][vc_column width=”1/2″][vc_custom_heading text=”AVAILABLE COVERAGE” font_container=”tag:h2|text_align:left|color:%23101049″ use_theme_fonts=”yes”][vc_column_text]The coverage amount, much like the premium, depends on your age and health. People insure themselves for $10,000 to $30,000 on average. However, coverage may be available for as little as $1,000 to $2,000.[/vc_column_text][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” css=”.vc_custom_1629144027436{background-image: url(https://fppfinancial.com/wp-content/uploads/2021/08/white_paperboard.png?id=102) !important;}”][vc_column width=”1/2″][vc_custom_heading text=”WHY SHOULD I BUY A POLICY?” font_container=”tag:h2|text_align:left|color:%23101049″ use_theme_fonts=”yes”][vc_column_text]Sadly, most folks don’t have enough in savings to cover the cost of their funeral. Death is expensive! It’s more than people think, and it requires some advance planning.

If you don’t want to be a financial burden to others and are concerned about paying for yours or a loved one’s funeral, you can definitely benefit from an insurance policy. One of the best things? It’s easy to get approved. No medical exam is required![/vc_column_text][/vc_column][vc_column width=”1/2″][vc_custom_heading text=”WE WILL BE THERE FOR YOU.” font_container=”tag:h2|text_align:left|color:%23101049″ use_theme_fonts=”yes”][vc_column_text]We’re your trusted partner for life. Your final expense policy is permanent and it can provide security, comfort, and reassurance for your family. Our team will be there for your family when they need us the most. So, get started today. Protect your loved ones from taking on unwanted financial burdens — call for a quote or to get your questions answered![/vc_column_text][/vc_column][/vc_row][vc_row full_width=”stretch_row”][vc_column][vc_custom_heading text=”WHAT ARE THE ODDS OF SOMETHING HAPPENING TO ME OVER A 30-YEAR PERIOD?” font_container=”tag:h2|text_align:left|color:%23101049″ use_theme_fonts=”yes”][vc_column_text]

  • 1 in 100 people lose their home through fire.
  • 12 in 100 people die before paying off their mortgage.
  • 1 in 8 people become disabled each year.
  • 48% of all mortgage foreclosures are the result of a disability.
  • Between the ages of 35 and 65, seven out of ten people will become disabled for three months or longer.

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Get a FREE quote today by clicking here and someone will get back to you within 24 hours.

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