[vc_row][vc_column][vc_single_image image=”401″ img_size=”500 pixels” alignment=”center” onclick=”custom_link” link=”https://app.back9ins.com/apply/DylanFoster”][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” content_placement=”middle”][vc_column width=”1/2″][vc_custom_heading text=”WHY?” font_container=”tag:h2|text_align:left|color:%23101049″ use_theme_fonts=”yes”][vc_column_text]Insurance planning is a critical component of a proper financial plan that includes evaluating risks and determining the proper insurance coverage to minimize risks. The principal goal of insurance planning is to identify and analyze risk factors in life and seek proper coverage to attain a peace of mind if disaster strikes. The chances of recovering partly or fully are assured by having an insurance plan set in place.

We all have insurance to protect our homes and vehicles of which have a small chance of being damaged or destroyed.  We have a 100% chance of dying – Do you have insurance for that?[/vc_column_text][/vc_column][vc_column width=”1/2″][vc_single_image image=”151″ img_size=”full” alignment=”center”][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” content_placement=”middle”][vc_column width=”1/2″][vc_single_image image=”152″ img_size=”full” alignment=”center”][/vc_column][vc_column width=”1/2″][vc_custom_heading text=”WHAT?” font_container=”tag:h2|text_align:left|color:%23101049″ use_theme_fonts=”yes”][vc_column_text]Carrying insurance is crucial, but the most important aspect is carrying the appropriate type of insurance. Each person has different insurance needs tied to his/her unique situation, age, health, family structure, economic status, possessions, assets, and many other factors. There are several forms of insurance and there is no “one size fits all”. (This is why we need the insurance planning!) Also, any major change in life requires an immediate review of insurance planning to make sure the protection remains adequate.[/vc_column_text][/vc_column][/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1628975978184{background-image: url(https://fppfinancial.com/wp-content/uploads/2021/08/white_paperboard.png?id=102) !important;}”][vc_column][vc_custom_heading text=”TYPES?” font_container=”tag:h2|text_align:center|color:%23101049″ use_theme_fonts=”yes”][vc_column_text]

There are four main types of insurance that we use to help our clients with their specific goals and needs. Contact us now to see how we can help you and your family.

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  1. Term: Policies that are set up to cover you for a specific set period of time such as 10, 15, 20 or 30 years.
  2. Whole Life: covers you for your whole life.
  3. Final Expense: coverage that provides a set amount of money to help with any needed expenses or bills. Funeral and burial are the most common.
  4. Mortgage Protection: coverage that can be used to pay off in full or part the mortgage. Make mortgage payments and more.

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You can get a policy at almost any age, however past the age of 85 you are considered high risk by the insurance companies.

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We can help you find the best policy that suits your needs and is affordable over the phone or in person.  The best part is most of our plans are non-medical.  Meaning no blood, urine or physical necessary.  Contact us now for your FREE quote.

[/vc_column_text][/vc_column][/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1628975978184{background-image: url(https://fppfinancial.com/wp-content/uploads/2021/08/white_paperboard.png?id=102) !important;}”][vc_column][vc_custom_heading text=”TOP 6 FACTORS WE TAKE INTO ACCOUNT IN HELPING YOU SET UP YOUR POLICY:” font_container=”tag:h3|text_align:left|color:%23101049″ use_theme_fonts=”yes”][vc_column_text]

  1. Your health (diagnosis, medications)
  2. Your Age (young, middle, retired)
  3. Your Family Status (married, single, children)
  4. Your Assets (homes, businesses, cars, boats)
  5. Your Economic Status (for insurance access and affordability)
  6. Your Professional or Employment Status

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