[vc_row][vc_column width=”1/2″][vc_custom_heading text=”DID YOU KNOW YOU CAN SELL ALL OR A PORTION OF YOUR LIFE INSURANCE POLICY, EVEN TERM INSURANCE?” font_container=”tag:h2|text_align:left|color:%23101049″ use_theme_fonts=”yes”][vc_column_text]Did you know…

…you can sell all or a portion of your life insurance policy for an amount greater than the cash surrender value?

A life settlement is just that……an additional option for policyholders to pursue when they realize that the policy they currently own is no longer wanted or needed.

If you are 65 or older, have experienced a change in health and the need for your life insurance has gone away, you are holding a valuable asset![/vc_column_text][vc_empty_space][/vc_column][vc_column width=”1/2″][vc_single_image image=”292″ img_size=”full”][/vc_column][/vc_row][vc_row css=”.vc_custom_1630267669164{padding-top: 10px !important;}”][vc_column width=”1/2″][vc_custom_heading text=”Why you may decide to sell your policy:” font_container=”tag:h2|text_align:left|color:%23101049″ use_theme_fonts=”yes”][vc_column_text]

  • Your premiums have increased, and the policy has become too expensive to maintain.
  • You own multiple policies and wish to reduce the amount of insurance you own.
  • You need funds to pay for medical expenses, long term care or simply to supplement your retirement income.
  • Your needs and/or circumstances have changed.
  • e. your children are grown, increased expenses, etc.
  • You simply have too much life insurance; however, you want to retain a portion of your policy.

[/vc_column_text][/vc_column][vc_column width=”1/2″][vc_single_image image=”312″ img_size=”full”][/vc_column][/vc_row][vc_row css=”.vc_custom_1630267683871{padding-top: 10px !important;}”][vc_column width=”1/2″][vc_custom_heading text=”We are here to help” font_container=”tag:h2|text_align:left|color:%23101049″ use_theme_fonts=”yes”][vc_column_text]If you have interest in selling your life insurance policy, below is what we will need from you:

  • A completed life settlement questionnaire. You will supply information about your life insurance policy, your basic medical information, and your date of birth
  • NO MEDICAL EXAMINATION IS REQUIRED
  • If we determine that your policy qualifies for a life settlement, you may receive a cash settlement for your policy.

[/vc_column_text][/vc_column][vc_column width=”1/2″][vc_single_image image=”311″ img_size=”full”][/vc_column][/vc_row][vc_row css=”.vc_custom_1630267695846{padding-top: 10px !important;}”][vc_column width=”1/2″][vc_custom_heading text=”A life settlement is:” font_container=”tag:h2|text_align:left|color:%23101049″ use_theme_fonts=”yes”][vc_column_text]Selling your life insurance policy into the secondary market is no different than selling your home, car or other valuable property.

In the past, the only options available for your life insurance policy was simply surrendering it back to the insurance company for the cash surrender value or letting it lapse and receiving nothing at all.

You can now sell all or a portion of your unwanted, unneeded, unaffordable life insurance policy for an amount significantly greater than the amount you would receive by surrendering, or worse, letting it lapse.[/vc_column_text][/vc_column][vc_column width=”1/2″][vc_single_image image=”310″ img_size=”full”][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]FPP Financial works with Life Settlement Advisors.  LifeSettlement Advisors is a team that has over 50 years of experience in helping clients sell their life insurance policies for usually four times the sum of what they would have gotten from merely surrendering their policy.[/vc_column_text][/vc_column][/vc_row]