IUL JUMP Strategy vs. 401(k): Which Can Produce More Retirement Income?
IUL vs. 401(k) isn’t just a return comparison. See how taxes, withdrawals, policy loans, insurance costs, and the IUL JUMP Strategy can change projected retirement income.
Roth Conversion or NUA? What If Your 401(k) Holds Company Stock?
Have company stock inside your 401(k)? Before rolling everything to an IRA or Roth, compare Roth conversion planning with the special NUA tax rules that may apply to employer securities.
Should I Do a Roth Conversion Before Selling My Business?
Planning to sell your business? See why the years before and after a business sale may create very different Roth conversion opportunities.
Should I Do a Roth Conversion After a Layoff or Job Loss?
A layoff can create an unusually low-income year. Learn when that income gap may create a Roth conversion opportunity and what to check before converting.
Which Spouse Should Do Roth Conversions First?
One spouse has a much larger IRA or 401(k). Which spouse should convert first? See how age, RMDs, survivor planning, taxes, Medicare, and legacy can change the answer.
Should I Do a Roth Conversion If I Have a Pension?
Have a pension and a large IRA or 401(k)? Learn how pension income can change Roth conversion timing, taxes, Social Security, Medicare, RMDs, and surviving-spouse planning.
Should I Do a Roth Conversion If I Have a Large 401(k)?
Have $500,000, $1 million, $2 million, or more in a traditional 401(k)? See how to compare Roth conversion strategies, taxes, future RMDs, retirement income, Medicare, Social Security, and the no-conversion option.
Should I Convert My 401(k) to a Roth IRA When I Retire?
Should you convert your 401(k) to a Roth IRA after retirement? Learn how taxes, rollover choices, multi-year conversions, RMDs, Medicare, and Social Security affect the math.
Can I Do a Roth Conversion While I’m Still Working?
Can you do a Roth conversion while still working? Learn when converting before retirement may make sense and when waiting for lower-income retirement years may produce stronger math.
Roth Conversion vs. Leaving Your 401(k) Alone: How to Compare the Math
Should you convert your 401(k) money to Roth or leave it alone? Learn how to compare taxes, RMDs, retirement income, Medicare, legacy, and the cost of converting.