How Does Sequence-of-Returns Risk Affect a Roth Conversion?
Retiring into a bad market? Learn how sequence-of-returns risk can change the way you think about Roth conversion amounts, taxes, cash reserves, and portfolio withdrawals.
Can a Roth Conversion Affect My ACA Health Insurance Premiums Before Medicare?
A Roth conversion can increase income used for ACA Marketplace premium-tax-credit calculations. See why health insurance costs should be part of your pre-Medicare Roth conversion math.
Should I Do a Roth Conversion If I Retire Early?
Retiring early can create valuable Roth conversion years, but it can also create a cash-flow problem. See how taxes, the age-59½ rules, Social Security, Medicare, and your retirement income can change the math.