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Tag Archives: Indexed Universal Life Risks

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Pre-retiree evaluating IUL retirement risks including policy costs, indexed crediting, loan accumulation, and potential policy lapse.

What Are the Biggest Risks of Using an IUL for Retirement?

Indexed Universal Life Insurance, Retirement InsightsBy Dr. Dylan FosterSeptember 30, 2026Leave a comment

IUL can look powerful on an illustration, but what can actually go wrong? Here are the biggest risks of using indexed universal life for retirement and the stress tests we believe the strategy should survive before you rely on the projected income.

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