What Happens to After-Tax 401(k) Money When You Retire?
Have after-tax contributions inside your 401(k)? Before rolling the whole account into an IRA, learn why pretax and after-tax dollars may deserve different destinations at retirement.
How Does the Pro-Rata Rule Affect a Roth Conversion?
Have after-tax money in a traditional IRA? Learn how IRA basis, Form 8606, and the pro-rata rule can affect how much of your Roth conversion is taxable.
Do You Pay Taxes on the Full Amount of a Roth Conversion?
Do you pay tax on the entire Roth conversion? Learn how pretax IRA money, after-tax basis, Form 8606, and the pro-rata rule can affect your taxable conversion amount.