Skip to content
602-292-2768dylan@FppFinancial.com
Facebook page opens in new windowLinkedin page opens in new window
FPP Financial
Tax-Free Retirement Income Strategies & Estate Planning
FPP FinancialFPP Financial
  • Home
  • Estate Planning
    • Revocable Living Trust
    • Last Will and Testament
    • Power of Attorney
    • Living Will
    • Miller Trust
    • Special Needs Trust
  • Retirement Planning
    • Retirement Income Calculator
    • IULs
    • Annuities
  • RESOURCES
    • Tax-Free Retirement Videos
    • Free Guides & Downloads
    • Retirement Insights
      • Roth Conversion Articles
      • IUL Jump Strategy Articles
      • Tax-Free Retirement Planning
  • Contact Us
    • About Us
Search:
Search
  • Home
  • Estate Planning
    • Revocable Living Trust
    • Last Will and Testament
    • Power of Attorney
    • Living Will
    • Miller Trust
    • Special Needs Trust
  • Retirement Planning
    • Retirement Income Calculator
    • IULs
    • Annuities
  • RESOURCES
    • Tax-Free Retirement Videos
    • Free Guides & Downloads
    • Retirement Insights
      • Roth Conversion Articles
      • IUL Jump Strategy Articles
      • Tax-Free Retirement Planning
  • Contact Us
    • About Us

Tag Archives: IUL 5% Loan Rate

You are here:
  1. Home
  2. Entries tagged with "IUL 5% Loan Rate"

An IUL policy sits between a 0% indexed-crediting gauge and a 5% policy-loan cost gauge, illustrating negative arbitrage.

What Happens If Your IUL Credits 0% While Your Loan Costs 5%?

Indexed Universal Life Insurance, Retirement InsightsBy Dr. Dylan FosterSeptember 27, 2026Leave a comment

What happens when your IUL credits 0% while your policy loan costs 5%? See why the 0% floor does not eliminate loan costs, what the 5-point unfavorable relationship really means, and how to stress-test it.

©2026 FPP Financial. All Rights Reserved.
  • Privacy Policy
  • Terms of Use
Footer Menu
Go to Top