How Does an IUL Cap Affect Indexed Interest?
What does an IUL cap actually do? See how a 10% cap can limit indexed interest during strong index years, how it works with a 0% floor, and why cap assumptions matter when projecting retirement income.
Is an IUL Actually Invested in the S&P 500?
Is an IUL actually invested in the S&P 500? No. Learn what “indexed” really means, how the S&P 500 can affect indexed interest, and why IUL crediting is different from owning an index fund.