Why borrow from an IUL and redeploy the loan proceeds into the same policy? See how Matching Indexed Participating Loan funding changes the modeled retirement math and why the loan cost still matters.
Fixed vs. participating IUL loans can produce very different retirement-income math. Learn how loan costs, crediting treatment, positive and negative arbitrage, and policy-specific provisions affect the comparison.
What is positive arbitrage with an IUL policy loan? Learn how indexed crediting can exceed the applicable loan cost, why the spread is not guaranteed profit, and how this relationship enters the IUL JUMP Strategy.
Not all IUL loans work the same way. Learn how a Matching Indexed Participating Loan can change the relationship between policy loans, indexed crediting, and projected retirement income.