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Tag Archives: IUL Longevity Risk

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A 95-year-old retiree reviewing an IUL policy’s cash value, loan balance, and rising insurance costs.

What Happens to an IUL If You Live to Age 95?

Indexed Universal Life Insurance, Retirement InsightsBy Dr. Dylan FosterSeptember 28, 2026Leave a comment

What happens to an IUL if you live to age 95? See how decades of retirement income, policy loans, charges and indexed crediting can affect the policy, and what to stress-test before retirement.

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