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Tag Archives: IUL MEC Limit

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  2. Entries tagged with "IUL MEC Limit"

A series of increasingly larger life insurance shields represents the additional death benefit created through future IUL JUMPs.

Why Does the IUL JUMP Strategy Increase the Death Benefit Over Time?

Indexed Universal Life Insurance, Retirement InsightsBy Dr. Dylan FosterSeptember 25, 2026Leave a comment

Why does the IUL JUMP Strategy increase the death benefit over time? Learn how planned death-benefit increases can create additional policy funding capacity, how MEC rules enter the equation, and why future JUMPs can require new underwriting.

Balanced scale comparing an IUL death-benefit protection shield with cash-value growth for retirement planning.

How Much Death Benefit Should an IUL Have for Retirement?

Indexed Universal Life Insurance, Retirement InsightsBy Dr. Dylan FosterSeptember 23, 2026Leave a comment

How much death benefit should an IUL have when retirement income is the goal? See how insurance costs, funding, MEC limits and future JUMPs can change the answer.

IUL funding gauge showing premium flowing into a protected policy below the MEC limit and an excess-funding zone beyond it.

Can You Overfund an IUL? How Much Is Too Much?

Indexed Universal Life Insurance, Retirement InsightsBy Dr. Dylan FosterSeptember 22, 2026Leave a comment

Can you put too much money into an IUL? See what “overfunding” really means, how MEC limits affect the policy, and how the JUMP Strategy can create additional policy funding.

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