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  • Estate Planning
    • Revocable Living Trust
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    • Retirement Income Calculator
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      • Roth Conversion Articles
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Tag Archives: IUL Retirement Risks

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  2. Entries tagged with "IUL Retirement Risks"

Multiple fee drains weaken the foundation of an IUL retirement-income bridge while the bridge remains standing.

Can High IUL Fees Destroy a Retirement Strategy?

Indexed Universal Life Insurance, Retirement InsightsBy Dr. Dylan FosterSeptember 27, 2026Leave a comment

Can high IUL fees destroy a retirement strategy? See how policy charges can interact with weak crediting, growing loans, retirement withdrawals, and longevity to put an IUL under pressure.

An IUL policy is evaluated using financial gauges and multiple projected retirement performance scenarios.

How to Stress-Test an IUL Before You Use It for Retirement

Indexed Universal Life Insurance, Retirement InsightsBy Dr. Dylan FosterSeptember 25, 2026Leave a comment

Before using an IUL for retirement, make the illustration uncomfortable. Learn how to stress-test lower indexed crediting, higher loan costs, missed JUMPs, retirement distributions, longevity, and policy durability.

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