How Much Death Benefit Should an IUL Have for Retirement?
How much death benefit should an IUL have when retirement income is the goal? See how insurance costs, funding, MEC limits and future JUMPs can change the answer.
Can You Overfund an IUL? How Much Is Too Much?
Can you put too much money into an IUL? See what “overfunding” really means, how MEC limits affect the policy, and how the JUMP Strategy can create additional policy funding.
What Is a MEC in an IUL? Why It Matters for Retirement Income
What happens if an IUL becomes a MEC? Learn how the 7-pay test works, why MEC status changes the federal tax treatment of distributions, and why policy funding and death-benefit design matter.
How Much Should You Put Into an IUL Each Year?
How much should you put into an IUL each year? See why $5,000, $10,000 or $25,000 can produce very different results and how policy design, MEC limits and the JUMP Strategy affect the math.
How Can $10,000 a Year Turn Into $60,000 of Annual IUL Funding?
How can a $10,000 annual contribution eventually support $60,000 of annual IUL funding? See where the additional money comes from, how the JUMPs work, what the loans cost, and what has to go right.