Which Spouse Should Do Roth Conversions First?
One spouse has a much larger IRA or 401(k). Which spouse should convert first? See how age, RMDs, survivor planning, taxes, Medicare, and legacy can change the answer.
Should I Do a Roth Conversion If I Have a Pension?
Have a pension and a large IRA or 401(k)? Learn how pension income can change Roth conversion timing, taxes, Social Security, Medicare, RMDs, and surviving-spouse planning.