Are IUL Loans Tax-Free? What the Sales Pitch Leaves Out
Are IUL loans really tax-free? Learn how policy loans are generally treated, why MEC status matters, and how lapse, surrender, basis, and large loans can change the tax picture.
IUL vs. 401(k) or IRA : $9,138 vs. $3,245 in Monthly Retirement Income
Compare a Matching IUL projection of $9,138 per month with a $3,245 401(k) calculator result, and learn the assumptions, mechanics and risks.
IUL vs. Roth IRA: Which Is Better for Tax-Free Retirement Income?
Compare an IUL with a Roth IRA, including tax treatment, contribution rules, market exposure, costs, access to money and death benefits.
What Is Tax-Free Retirement Income? 4 Strategies to Consider
Learn what tax-free retirement income means and compare Roth accounts, IUL cash value, HSAs and municipal bonds—including important benefits and risks.